High Risk Auto Insurance
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High-Risk Car Insurance
Your driving record, as well as the type of car you own, plays a huge role in determining car insurance prices. If your history puts you in the high-risk category, work with AAAble to get the most affordable rate.
What makes me a high-risk driver?
If you’ve been involved in a car crash in the last three years or received tickets for any moving violations, welcome to the enormous not-so-perfect driving club. You are far from alone. As a high-risk driver, your driving record makes insurance much more expensive and sometimes impossible to find. Insurance carriers might consider you high-risk if you meet the following criteria.
Can I find affordable high-risk insurance?
Florida car insurance companies have the right to refuse coverage or dramatically increase the premiums for high-risk drivers. For instance, companies can raise rates up to 70% following accidents involving bodily injury. While high-risk car insurance is generally more expensive than standard insurance, AAAble shops around to trusted carriers who offer coverage at a great value.
Can I get even better rates?
Yes! We work to get the best possible rate for your current circumstances, but luckily you can do more to reduce monthly payments. Check out a few hacks to receive cheap car insurance.
Practice safe driving methods and avoid accidents
A clean driving record for at least three consecutive years will help drastically lower car insurance premiums.
Attend driving school
Fast track your way to the safe driver category by attending classes for road rage, defensive driving as well as other driving safety topics.
Drive a safer and less expensive vehicle
Less expensive cars with advanced safety features can help make car insurance much more affordable.
Avoid loans and leasing
Leasing a car requires a high level of coverage regardless of Florida’s legal requirements. The additional coverage means more expensive insurance.
Take steps to improve your credit
Car insurance companies look at credit history to determine driver risk and rate. Take steps to improve your credit by reducing debt and paying all loans on time.
Services We Offer
Why Choose AAAble
We Compare, You Save
Throughout 30 years in business, AAAble has partnered with local insurance companies to provide the best possible savings. We shop multiple carriers for free and provide affordable options in minutes.
You Get Customized Coverage
We do not believe in the one-size-fits-all approach insurance. That’s why we offer affordable plans with coverage options that support your budget. We provide custom insurance services so you can feel confident that you are always protected.
We’re Local and Here to Serve
AAAble is made up of real people in your neighborhood. As locals, we understand the challenges of expensive insurance and we are here to help you save money. We can meet in-person or chat over the phone.