Affordable Car Insurance
If you live in Broward County, your car insurance premium is one of the most expensive in the state of Florida. And if you have a less-than-perfect driving record, your rates may be really high! Or, maybe you are an Uber or Lyft driver or a young driver with no record at all. Car insurance companies use a number of these factors to place drivers in the bucket of even more expensive coverage known as high-risk or non-standard. You are not alone in this struggle. Despite the term “non-standard,” high-risk car insurance is extremely common – because let’s face it, who’s perfect anyway?
At AAAble, we have been working for 30 years to ensure that every Broward County driver has access to affordable car insurance despite bad driving records or non-standard circumstances. We help you shop around by comparing free auto rates from certified partners and offering custom coverage options. Our affordable car insurance plans cover exactly what you need with your budget in mind. No more. No less.
Types of Car Insurance
Poor Driving Record
DUIs / SR-22s
Types of Coverage
Property Damage Coverage
If you or a loved one damaged someone else’s property: In the event of a car accident, property damage coverage pays for destruction you or a family member caused to another person’s property. Florida requires a minimum annual property damage liability of $10,000 to drive in the state.
Bodily Injury Coverage
If you caused an injury to another driver: Let’s say you accidentally rear-ended a car, and the driver suffers an injury. Legally you are at fault and responsible for damages like medical treatment, lost wages and pain and suffering. In cases like this, bodily injury coverage will foot the bill. This type of coverage is not required in the state of Florida.
Personal Injury Protection (PIP)
If you are injured in a crash regardless of fault: Florida is one of 10 states that requires all drivers to have personal injury protection (PIP) or “no-fault” auto insurance. PIP pays for injuries you sustain in an accident regardless of who was at fault. These laws can be tricky to navigate but AAAble’s promises that your PIP coverage will meet state standards.
Comp & Collision Coverage
If your car is damaged: Collision covers your car for damage related to fender-benders with other vehicles. If damage occurs as a result of any other type of accident—think fallen tree or powerful ice storm—comprehensive will cover that. Comprehensive & collision coverage is not required but provides invaluable support to protect your property.
Affordable Commercial Vehicle Insurance
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Our Service Areas
Our Florida-based staff serves Davie, Fort Lauderdale, Hollywood, Cooper City, Lauderhill, Tamarac, Margate, and Miramar with rapid insurance and tag services.