Homeowners Insurance
We insure all types of homes
Protect Your Home
Your home is probably the most valuable purchase you’ve ever made, making homeowners insurance the most important coverage plan you own. Natural disasters and theft are two common causes for claims, but damage caused by aging homes is also a major risk for residents in Davie, Cooper City, and Pembroke Pines. Without sufficient coverage, you may be liable for expensive repairs that are way beyond budget. Protect your property and income today with AAAble. We match your needs to the best possible prices with free competitive quotes.
What does homeowners insurance cover?
Standard insurance plans protect your home and personal property in cases of:
Fire
Wind
Hail
Lightning
Theft
Injured Guests
Standard homeowners insurance does not cover:
Flood damage
Roof repair
Higher policy limits
Renovations that have not been reported
How can I reduce my rates?
Shop Around
Shopping around for competitive quotes across various homeowners plans is the best method to receive the most affordable rates. Luckily, shopping around is what we do best! AAAble knows the homeowners insurance market and where to go to compare the least expensive plans.
Raise Your Deductible
A homeowners insurance deductible is the amount of money that you, the policyholder agrees to pay before filing an insurance claim. The more money you are willing to pay towards damages, the less your insurance plan will cost each month. Work with AAAble to find the right balance between affordability now, and security later.
Discounts
AAAble promises to seek and offer every possible discount for which you may qualify. For instance, if your home is equipped with a smoke detector, alarm system, or deadbolt locks, you may be eligible for homeowners savings. Additionally, if you are a non-smoker, over a certain age, and have not filed a claim in years, you may also be eligible for a discount.
Check Your Credit Score
If you have a poor credit rating, you may also experience higher premiums and challenges getting the right coverage for your home. Check your credit score and make every effort to raise your ratings and keep in good standing for the cheapest possible homeowners insurance.
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Our Service Areas
Our Florida-based staff serves Davie, Fort Lauderdale, Hollywood, Cooper City, Lauderhill, Tamarac, Margate, and Miramar with rapid insurance and tag services.