What makes me a high-risk driver?
Your driving record, as well as the type of car you own, plays a huge role in determining car insurance prices. If your history puts you in the high-risk category, work with AAAble to get the most affordable rate.
If you’ve been involved in a car crash in the last three years or received tickets for any moving violations, welcome to the enormous not-so-perfect driving club. You are far from alone. As a high-risk driver, your driving record makes insurance much more expensive and sometimes impossible to find. Insurance carriers might consider you high-risk if you meet the following criteria.
Traffic violation on record, especially in the last three years
Serious motor vehicle accident on record
Lapse in car insurance coverage
New driver or elderly driver
Can I find affordable high-risk insurance?
Florida car insurance companies have the right to refuse coverage or dramatically increase the premiums for high-risk drivers. For instance, companies can raise rates up to 70% following accidents involving bodily injury. While high-risk car insurance is generally more expensive than standard insurance, AAAble shops around for trusted carriers who offer coverage at a great value.
Can I get even better rates?
Yes! We work to get the best possible rate for your current circumstances, but luckily you can do more to reduce monthly payments. Check out a few hacks to receive cheap car insurance.
Practice safe driving methods and avoid accidents
Attend driving school
Drive a safer and less expensive vehicle
Avoid loans and leasing
Take steps to improve your credit
Affordable Commercial Vehicle Insurance
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Our Service Areas
Our Florida-based staff serves Davie, Fort Lauderdale, Hollywood, Cooper City, Lauderhill, Tamarac, Margate, and Miramar with rapid insurance and tag services.