Affordable Workers' Comp
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Protect Your Business
If you own a small business in Florida, you are generally required to have workers’ compensation insurance. Workers’ comp covers medical expenses and a portion of lost wages for employees who accidentally become injured on the job. Workers’ comp also protects you, the employer from getting sued. Understanding state requirements can be difficult, but AAAble has 30 years of experience working with trusted carriers to deliver the most affordable plans.
Who needs workers’ compensation insurance?
Florida law requires workers’ comp depending based on the type of industry and number of employees in an organization. For instance, if you own a business in the construction industry, then you must have workers’ comp even if you are the sole employee. If you are a contractor, you are also responsible for guaranteeing that subcontractors have the required insurance before beginning a project. If not, you are liable for any work-related accidents. If you own a non-construction business and employ four or more employees, then you need workers’ comp insurance. Call us today to discuss your small business and let us provide free quotes, instantly.
What does workers’ compensation cover?
Workers’ compensation guarantees benefits to employees who suffer illness or injury related to job duties or employment. For example, workers’ comp insurance covers injuries caused by heavy equipment, slipping and falling, and fires or explosions. Workers’ comp also covers a portion of lost wages, rehabilitation, and death benefits where applicable.
Remember, workers’ comp insurance also protects your business. As long as you obtain the legally required coverage, an injured employee cannot sue for damages, lost wages or rehabilitation within the parameters of the plan.
Can I find affordable workers’ compensation?
Yes! Florida workers comp base rates are mandated by the state, but vary depending on your company’s industry, payroll, and claims history. AAAble seeks every available discount and provides free competitive quotes. Contact us or enter your zip code to learn more about your coverage options.
Why Choose AAAble
We Compare, You Save
Throughout 30 years in business, AAAble has partnered with local insurance companies to provide the best possible savings. We shop multiple carriers for free and provide affordable options in minutes.
You Get Customized Coverage
We do not believe in the one-size-fits-all approach insurance. That’s why we offer affordable plans with coverage options that support your budget. We provide custom insurance services so you can feel confident that you are always protected.
We’re Local and Here to Serve
AAAble is made up of real people in your neighborhood. As locals, we understand the challenges of expensive insurance and we are here to help you save money. We can meet in-person or chat over the phone.